money: paper currency and coins
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Financial Literacy
Family Budgeting
Credit History

Financial Management Programs

The Financial Management Education program helps individuals and families improve their economic well-being by providing Family Budget Education Programs and Financial Literacy for Youth (FLY).

These grant-funded educational services provide free events and resources throughout Dutchess county.

General Information Resources and Links:

These resources are updated on an ongoing basis to provide you with current information. 

Youth

  • Know before you Owe: Paying for College 
  • Buy Now, Pay Later: The Cost Of Instant Gratification 
  • How to make a budget after college
  • What’s FASFA? The FAFSA is the Free Application for Federal Student Aid.
  • NYS Attorney General: Consumer Smarts: Promoting Consumer and Financial Literacy for Young Adults 
  • Business Ideas For Teens: How To Start Your Own Business + 12 Business Ideas Entrepreneurship

  • Adults

  • Using a credit card 
  • Warning Signs of Identity Theft
  • Order your Credit Report annually as authorized by federal law. (This link is free) 
  • Are you struggling with unmanageable debt? RethinkingDebt can help today! 
  • Protect your personal information. Reduce your risk of identity theft. 
  • Tips for donating to charity. 
  • Don’t fall for mortgage relief scams!
  • Are you saving enough? 
  • NYS Attorney General: Tips on Investing
  • Cryptocurrency 101
  • CCE Energy Advisors can help lower your energy costs!


  • Seniors

  • Long-Term Care Cost Calculator
  • AARP information: scams and fraud 
  • AARP Your Ultimate Guide to Financial Advisers 
  • Dutchess County Office for the Aging: Scam Prevention Resources
  • Additional resources from the Federal and State level, along with financial resources from other state Extensions can be found here.



    Contact

    Heather Ohlson
    Educator; Family & Consumer Education Program
    hlo9@cornell.edu
    845-677-8223 x156

    Last updated June 10, 2022